RARE FIND! Welcome to your own private oasis in the heart of Amelia Island on nearly 1/2 acre with no HOA! Less than 2 miles from the beach, this beautifully updated home boasts granite countertops and stainless steel appliances. Tile and LVP flooring throughout, adds a touch of elegance to every room.
The fully updated owner's suite bathroom is a true retreat with a luxurious rainforest shower system and a freestanding soaking tub perfect for relaxation after a long day.
Step outside into your backyard paradise and enjoy picking fresh produce right from your very own lemon, orange, and banana trees! The outdoor greenhouse allows for endless possibilities to master your own green thumb and grow an abundance of plants in an ideal climate. Two sheds (one with a loft) and an additional out building all create ample storage space for all of your toys, tools, and gadgets. Relax on cool nights under the stars in the inflatable spa or take a quick rinse on a hot day in the outdoor shower. Enjoy complete privacy thanks to the fenced backyard surrounded by lush trees. Find peace of mind in knowing that nobody can build behind your lot and enjoy it for years to come.
Don't miss out on this rare opportunity to own a slice of heaven right here in Fernandina Beach. Schedule your showing today and make this dream home yours before it's gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $2,724 | $2,724 | $3,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.