The Hart-Jamison Estate offers historical charm with modern updates! This 3 bed, 3 bath home has everything you need to call home. Updated kitchen boasts stainless steel appliances, granite countertops, and a chic backsplash. First floor primary has a full bath and the potential for a large walk-in closet 'Period' hardwood floors throughout the home in excellent condition. You will appreciate the expansive yard featuring a large pavilion and planting gardens. The dining room has a working wood burning stove and an old-style chimney. There is an office off of one of the upstairs bedrooms perfect for remote working or a craft room. Additional features include energy efficient solar panels to help with the high electric rates, a metal roof that will last a lifetime, and a brand new hot water heater. Four bay detached garage will accommodate all of your cars and leave room for storage of lawn and seasonal equipment. This home has been used for short term rentals, and will fetch good income if you are looking for an investment property. Very close to bustling, downtown Main St. with many options for great food and night life!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Wood Stove,Hardwood Floor | Main |
Full Bath | Tile Floor | Main |
Full Bath | Tile Floor | Main |
Full Bath | Tile Floor | Upper |
Kitchen | Granite Counters,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Hardwood Floor | Upper |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $788 | $788 | $788 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,798 | $1,798 | $2,339 |
Total Monthly Payment | $2,661 | $2,661 | $3,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.