Welcome to Nichols Farm! Lovely ranch & barn are perfectly sited on this pretty 5. 22 acre framed by fencing & maple trees. This light filled home is just filled with charm & character - cheery & bright kitchen with built ins & dining area over looking the backyard, the front to back living room features brick wood burning fireplace, hardwood floors w/access to covered back porch & french doors to year round sunroom which leads to screened porch that overlooks the picturesque yard. Light & views from every room, hardwood floors, charming built-ins, updated bath & 1st floor laundry. This home has been lovingly maintained over the years & ready for your personal touches. The expansive barn was once a home to small dairy farm and more recently a "sugar house" & is serviced by power & water. There are so many possibilities here for mini farm, hobbies, weekend warriors, entertaining & more. And then there's the land - This country acreage is just beautiful this time of year with fruit trees and shade trees & frontage on two roads. Don't miss this opportunity to create your own homestead in desirable Newfields.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,601 | $3,509 | $4,491 |
Total Monthly Payment | $4,382 | $4,290 | $5,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.