Welcome to your new slice of paradise in the heart of Island Estates on Clearwater Beach! Waterfront living without the worries of flooding. This building did not flood and did not loose electricity during the past two storms. This beautifully updated 2-bedroom, 2-bathroom condo plus study , offers the perfect blend of comfort, style, and convenience, making it an ideal retreat for year-round living or a delightful second home. Step into an open-concept living area with plenty of natural light, thanks to hurricane rated sliding glass doors that lead to your private balcony. Enjoy stunning views of the Intercoastal and the Bay. Sellers installed a new A/C in 2022. The master suite is a serene haven with a generous layout, ample closet space, and an ensuite bathroom that includes a walk-in shower and double vanity. There is a sliding glass door that leads out to the balcony. The second bedroom is equally inviting, offering guests or family members a cozy retreat with easy access to the second full bathroom. The second bedroom also has a slider that leads out to the balcony. Relax and unwind on your private balcony, the perfect spot for morning coffee, evening cocktails, or simply taking in the sunset views. It’s an extension of your living space that enhances your coastal lifestyle. Nestled in one of Clearwater Beach's most desirable areas, of Island Estates this condo offers the best of both worlds—tranquility and convenience. This Complex has a gorgeous back yard with waterfront heated pool and spa, waterfront Grilling and Dining Areas. By Owning in the complex you will be eligible to purchase or rent a marina slip from a current owner when available. Tennis Courts, Bike storage and a Designated Car Wash Spot are a plus to this complex. Island Walk just completed a New Roof project, New Railings and Balcony Project within past few years! Another bonus is inside storage just down the hall and covered parking. This is a pet friendly and rental friendly building! Owners may rent their condo for a min. of 3 months with approved application. Monthly Condo Fee includes Water, Sewer, Trash, Cable, internet, reserves, and flood insurance. You’re just minutes away from the beach and close to a variety of entertainment, restaurants, and cultural attractions. There is a Publix just down the street, Bar and Grill, Sushi, Fine Dining, Quick Mart, Banks, UPS Store, Nail Salon, Dry Cleaners and the Clearwater Marine Aquarium . Just 10 minutes away tucked within the 19-acre waterfront space you’ll find The Sound Clearwater, which is the new venue for enjoying live music in the Tampa Bay area. Best of all, the Jolly Trolley will pick you up right in the parking lot of your new condo and take you to the Sound venue and all the activities along the beach. Clearwater Beach was named the most beautiful beach in the south for 2023. Don’t miss the opportunity to make this beautiful Clearwater Beach condo your own. Embrace the coastal lifestyle and enjoy all that this vibrant community offers.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,326 | $3,284 | $4,216 |
Total Monthly Payment | $4,188 | $4,146 | $5,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.