Discover this ENERGY STAR-certified retreat, designed for car enthusiasts or to run your business out of your home! This property is set on nearly 4 acres of tranquil POSSIBILE SUBDIVIDABLE land with picturesque pond and mountain views. This peaceful home features a charming farmer's porch and a cozy wood stove in the open-concept kitchen and dining area. The convenience of a FIRST-FLOOR PRIMARY bedroom and the potential IN-LAW SUITE with a kitchenette and scenic view make this home truly unique. Enjoy the expansive third-floor walk-up bonus room, a large three-season SUNROOM, and a back deck equipped with a propane line for the stainless steel grill—ideal for outdoor gatherings. The oversized 26' x 38' insulated three-car garage with epoxy flooring provides generous storage, while the nearly 2, 900 sq. ft. heated basement can house up to nine cars, complete with a snow melt system for the lower driveway! This home also features a 15kW whole-house generator, laundry hookups on two floors, an irrigation system, CAT 5 wiring, central air conditioning, and a newer four-zone FHA heating/cooling system. With its energy efficiency, space, and thoughtful amenities, this home offers both comfort and convenience.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,800 | $798,800 | $798,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,536 | $4,983 | $6,687 |
Total Monthly Payment | $5,883 | $6,330 | $8,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.