One or more photo(s) has been virtually staged. Welcome home, and bring your boat, as community docks are available with no fixed bridges to the Gulf! Mount Vernon is a friendly 55-plus, amenity-rich, vibrant, and very active waterfront community. There are many socials and fun interactive activities in this maintenance-free community, offering a wonderful lifestyle at a great value for easy living. This spacious two-bedroom, two-bath, light and bright corner top-floor unit provides breathtaking water and sunset views of Sarasota Bay. Enjoy your morning coffee or watch the birds at sunset in the enclosed lanai overlooking the pond and Bay. Plus, the sliding glass doors open to allow a cool breeze for a relaxing atmosphere. Step into the home to find a split bedroom floor plan, large kitchen with eating area, open living and dining area, primary bedroom walk-in closet and en-suite bath, extra storage space, roll-down hurricane shutters, ceiling fans throughout, Sarasota Bay water views and the pond with water fountain from the primary bedroom window and back lanai. The home only needs your personal touch and updates to make it your own. The conveniently assigned covered carport parking spot and personal storage are located just outside your front door. This charming residence is just a few short steps to the community amenities, including the heated swimming pool, clubhouse, tennis and pickleball. The association fees include water, sewer, trash, recycling, landscape maintenance, inside/outside pest control, cable, internet and exterior maintenance repairs. The clubhouse has been newly remodeled with a new roof, a newly paved parking lot, a banquet room, billiards, ping-pong, a library and a game room. Outdoors, you will find the heated pool, a lakeside veranda, boat docks, tennis and pickleball courts, shuffleboard courts, spa, sauna, workshop, woodshop, golf putting green, walking paths, butterfly garden, bay-front park, kayak storage and launch, bayside pavilion, lakeside gazebo, bird sanctuary, many ponds and spacious grounds of nearly 90 acres of wonderful Florida wildlife. Boat docks are available for a small fee. Sorry, no pets allowed. Only minutes by car, boat and bike to Anna Maria Island's stunning sugary sandy beaches, restaurants, live music, shops and medical facilities. Make your appointment today to see this amazing condo at a great value!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,215 | $1,580 |
Total Monthly Payment | $1,460 | $1,460 | $1,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.