WELCOME TO YOUR MAINTENANCE FREE HOME! This quaint & charming Duke split floor plan is in a lovely & serene area of Kings Point with a pond view & screened lanai where you will be able to enjoy warm seasonal breezes; reminding you of why you live in Florida. When you drive up to this delightful home, you will be struck by its curb appeal & extra touches like the stamped concrete drive & walkway, upgraded concrete curbing, garage privacy screening, and love the nice side yard space. Step through the front door and you will be surprised by the amount of space & natural light. This home has been made wheelchair accessible. There are cathedral ceilings in the living room, a large centrally located kitchen, a recently painted neutral color scheme, & tile flooring throughout the main living area. There is newer carpet in the primary bedroom & front room which can be used as an office/den/study. . . whatever suits your lifestyle. The kitchen boasts an eat-in dinette which makes the perfect place for you to sit & sip your coffee while you contemplate & plan your daily activities. In addition, there is an island cooktop, wall oven & microwave, tile countertops, breakfast bar, & stainless-steel refrigerator & dishwasher. For your convenience, there is a newer stackable full-sized washer & dryer in a converted closet off the kitchen that provides useful additional shelving. The primary bedroom has a sizeable walk in closet and leads to your large ensuite bath that has an oversized walk-in shower & dual vanity. Another great feature of this home is the enclosed rear lanai and level flooring (alleviating any tripping hazards) & provides ample windows for basking in the sunlight. The guest bedroom is located on the opposite side of this home, allowing more privacy for you and your guests and increased closet space to help keep you & your home organized. Your 2-car garage affords you extra storage space. UPGRADES: Recently painted interior, washer & dryer, newer SS dishwasher & refrigerator, new carpet in front & primary bedroom, garage floor painted, water softener. This home has the ideal amount of space to live comfortably. You won't be overwhelmed with household chores or home maintenance; allowing more time to spend with family & friends as you engage in all the fun Kings Point happenings. Your condo fees include internet/cable, water, sewer, lawn & outside maintenance, pest management, & depending on the KP maintenance plan, all inside maintenance can be cared for too. . . truly stress-free living. Kings Point is a highly sought after active 55+ golf & golf cart community which offers a North & South Clubhouse, resort style pools/spas, fitness center, restaurant, bar & café, a huge array of arts, crafts, clubs, and an array of indoor & outdoor sports with exceptional Pickleball courts. Whether you visit their spectacular Clubhouse, dine at their tasty restaurant, or quench your thirst in their friendly bar you will love socializing & making new friends! Start living & loving Retirement & Kings Point Living. Kings Point is close to beaches, shopping, & big city activities & entertainment. Don't wait, schedule your showing. . . You don’t want to miss your opportunity to call this lovely gem home. There is so much to do. . you will never be bored!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,524 | $1,956 |
Total Monthly Payment | $1,742 | $1,723 | $2,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.