*Buyers financing fell through, priced at appraised value!*Welcome to the Enchanting 55+ Community of Country Oaks! Step into your dream lifestyle in this delightful, maintenance-free condo, where comfort meets charm and the perfect blend of relaxation and recreation awaits! With 2 spacious bedrooms and 2 pristine full baths, this home is brimming with natural light, creating a warm and inviting atmosphere throughout. Experience the elegance of new faux wood and Zebra shades that adorn every window, while hurricane impact windows and brand new roof ensure peace of mind. The entire home boasts ceramic tile flooring, complemented by a fresh coat of interior paint that radiates a sense of renewal. Spanning just under 1100 heated square feet (not including the expansive 192 heated square feet in the finished Florida room with floor to ceiling windows across the entire back of the home), this condo is a sanctuary of space and style. As you pass through the entry gate, you’ll be greeted by a welcoming communal courtyard, a perfect gathering place for residents to connect and enjoy the community spirit. Picture yourself savoring your morning brew on the newer paved front patio, basking in the tranquil ambiance. Upon entering through the front door, your gaze will be drawn to the breathtaking water views that grace the back of this home, providing a serene backdrop for your daily life. The kitchen is a culinary haven, featuring ample cabinet space, new stainless steel appliances, tray ceiling, Corian countertops, and stylish newer lighting. The breakfast bar serves as a perfect spot for casual gatherings and heartfelt conversations. Both bedrooms are of generous space, and the bathrooms have been thoughtfully upgraded to exude a sleek, modern feel. Your primary bedroom is a true retreat, showcasing water views, an oversized walk-in closet, and elegant French bi-fold doors that open to the finished Florida room—your personal oasis of tranquility. Step outside to the back paver patio, an idyllic space designed for you to fully embrace the stunning water views and enjoy the gentle breezes. The HOA fee covers an impressive array of amenities, including water, sewer, trash, lawn care, exterior maintenance (including roof), access to the refreshing pool, pest control, lake and courtyard maintenance, landscaping, mailboxes, cable, and a dedicated manager—making life here not only convenient but truly carefree! Conveniently located near a plethora of entertainment, dining, shopping, breathtaking beaches, and major highways, this home is a gateway to all that Country Oaks has. Come and discover the vibrant lifestyle awaiting you in this remarkable community—where every day feels like a vacation! **Monthly HOA fee is $427/ month and annual fee is $130** No damage during Helene or Milton!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $984 | $1,269 |
Total Monthly Payment | $1,096 | $1,095 | $1,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.