SUPERB home in SOUTH HILL, a 55+ community where you OWN the land! This home has been meticulously maintained by the owners and has upgrades galore! There are 2 bedrooms and 2 full bathrooms in the 924 square feet of living space and the outdoor spaces are divine! As you drive up you see the curb appeal of this home and ample parking space for two cars. Right away you notice the 29 x 12 screened room. . . perfect for outdoor living! Have your coffee in the shade or enjoy entertaining here as this area is so spacious. Enter the home and immediately you see how clean and neat this home truly is! The kitchen and living room are open to each other. The kitchen has ceramic tile flooring, brand new stove and lots of updates. There's a large eat-in area and tons of cabinets and counter space. The breakfast bar is 7. 5 feet long and pantry features pull out shelves. The interior of the home has been thoughtfully painted including the ceilings. The furnishings convey so start checking out the items the sellers are including with the sale. . . the 17 x 13 living room is nicely appointed. The master bedroom has newer carpet, ceiling fan, walk-in closet and private bathroom with shower. The second bedroom is good-sized with French doors that lead to the side porch. The guest bath has a tub/shower and a linen closet. There's a nice sized coat closet by the entry door PLUS a 5 foot hall closet for extra storage. Besides the huge screened room on the left side of the home there's also a grilling patio on the right side of the home. It is 18 x 12 and is near the shed. The shed houses the washer & dryer and has a workbench perfect for all of your projects as well as extra storage. The HOA amenities abound: there's a clubhouse, shuffleboard courts and screened pool and deck area. Your furry friends are welcome here - 1 dog or cat up to 30 pounds is allowed per the HOA. Homes can be rented 1 time per year for up to 6 months from November to April. UPDATES: Rubber Roof with double insulation Jan 2021 | Exterior paint 2022, Interior has been painted as well by current owners | Laminate flooring & Carpet 2020 | New screens on the lanai | New outdoor furniture & cushions on patio 2019 | AC serviced annually by Bahr's | Home was replumbed by previous seller |
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,920 | $115,920 | $115,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $704 | $694 | $916 |
Total Monthly Payment | $888 | $878 | $1,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.