Very special Candlewood Lake home. 3 bd 3. 5 bath home in desirable Candlewood Lake Club. Spacious level lot with plenty of room for entertaining or relaxing. Mature perennial gardens with a variety of flowers and herbs. Yard also features a fire pit area and outdoor shower! Inside -Kitchen attributes include a high end DCS stove, wine/beverage fridge, plus large pantry. There's a powder room, bar area, dining room with sliders to bluestone patio and a welcoming living area with wood burning fireplace to complete the first floor. Upstairs - Primary bedroom with balcony, oversized walk-in closet and bath - WC with bidet plus separate tub and shower. Two additional bedrooms with shared bath. Lower level has wonderful living area with gas fireplace plus bedroom, built in bunks, full bath and a separate entrance. This well-maintained home has new HVAC (2023) and hot water heater (2023) and STORAGE - so much storage!!! Candlewood Lake Club membership (additional cost) includes golf, tennis, pickleball, a summer camp, private beach, marina, playground, and social activities at the clubhouse. Wow! HOA (yearly cost) includes Roads maintenance - $475 and $600 for water. Additional $800/yr capital assessment. Club membership is optional but required for use of amenities. $15k initiation and annual membership dues of $5042.
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Wall/Wall Carpet | Upper |
Bedroom 2 | Upper | |
Dining Room | Main | |
Family Room | Lower | |
Living Room | Main | |
Primary Bedroom | Balcony/Deck,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
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Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,999 | $1,039,999 | $1,039,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $998 | $998 | $998 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,905 | $6,488 | $8,706 |
Total Monthly Payment | $7,028 | $7,611 | $9,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.