Renovated 2br with Endless Views
Move right in to this charming 2br walkup with the opportunity to purchase roof rights! This beautiful home is pin-drop quiet, boasts all day natural light and open city views, and features a separate dining room, a washing machine, and beautiful hardwood floors.
The renovated windowed kitchen is partially open to the dining room, which creates a great flow for entertaining. The kitchen features stainless steel appliances, including an induction cooktop, quartz countertops, ample cabinet space, and a washing machine, which can easily be swapped for a W/D combo. The generously proportioned, windowed bathroom is tastefully outfitted with grey tiles and a deep soaking tub with a glass enclosure. It is possible to add a second bathroom with board approval (see alternate floor plan).
The roof space above the entire apartment can be purchased for $25k. If such space is purchased, you can build it out as your own private roof deck and also install central air with the compressor on the roof. This is a recent development in the building not previously available to owners on the 5th floor.
This is a flexible and financially sound building. Maintenance has not increased over the last 5 years, the building does not have an underlying mortgage, and it owns three apartments in the building. The building features a live-in super, video intercom with remote access capabilities, bike storage, stroller parking on the first level, and storage for $25/mo. Pieds-a-terre, co-purchasing, parents buying for children, guarantors, and subletting after 2 years of ownership are permitted. Pet friendly.
Sandwiched between Central Park and Riverside Park, 170 W 89th Street, is located next door to PS166, for which it is currently zoned, and across the street from the West Side Community Garden famous for its incredible tulip display in the spring. A few blocks from Trader Joe's, Whole Foods, numerous subway lines, and incredible dining options on the UWS.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.003% | 6.234% | 5.805% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,971 | $4,370 | $5,924 |
Total Monthly Payment | $4,063 | $4,462 | $6,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.