*** $2, 000 Closing Cost Credit with full price contract and closing before 12/31/24 ***
LAKEFRONT GATED COMMUNITY! Welcome to your 3 Bed/2. 5 Bath Townhome in Oak Harbour! Experience serene living in this beautifully maintained townhome in the highly sought-after Oak Harbour gated community. Boasting 3 bedrooms and 2. 5 bathrooms, this spacious residence offers a perfect blend of comfort and convenience, just minutes from city amenities.
The inviting open floor plan features a bright and airy living and dining area with elegant tile flooring, enhancing the home's expansive feel. The well-appointed kitchen seamlessly flows into the living space, ideal for both relaxing and entertaining. Two glass sliding doors open onto a screened porch, where you can enjoy peaceful nights or walk down and take in views of Lake Orienta and breathtaking sunsets.
Upstairs, the cozy carpeted bedrooms provide a retreat-like atmosphere. The grand primary bedroom includes two large closets and an en-suite bathroom, while two additional bedrooms and a second full bathroom complete the upper level.
Oak Harbour offers a wealth of amenities for an enriched lifestyle. This community allows for association-approved leasing, making it a great investment opportunity. Enjoy access to a clubhouse with game rooms, a pool, a library, and an entertainment area with a bar and full kitchen. Additional amenities include two pools, lighted tennis, pickleball, and basketball courts, a fitness center with a sauna, shuffleboard, and a patio with grills. Boating enthusiasts will appreciate the private boat ramp, covered dock, and storage for boats, canoes, kayaks, and paddleboards.
Located centrally in Altamonte Springs, Oak Harbour provides easy access to major transportation routes, shopping, dining, entertainment, and top-rated schools. The community is also close to Advent Hospitals, major airports (Orlando International and Sanford), SunRail, and beautiful Florida beaches. Embrace the Florida lifestyle in this exceptional townhome—schedule your viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,091 |
Total Monthly Payment | $1,932 | $1,930 | $2,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.