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550 Michigan Estates CIRCLE, Saint Cloud, FL, 34769 | $560,000
Step inside this beautifully maintained gem, where style meets comfort in the perfect layout. From the moment you enter the elegant foyer, you'll be greeted by an inviting formal living and dining area, ideal for entertaining or relaxing. As you pass the stairs and first downstairs guest bedroom, you'll find yourself in the heart of the home, a spacious sun-filled kitchen and family room with soaring ceilings that will take your breath away. The abundance of windows floods the space with natural light, creating a warm and welcoming atmosphere. The kitchen is a chef’s delight, featuring granite countertops and stainless steel appliances. Perfect for your next culinary creation! The updated owner's suite on the main floor is a true retreat, complete with stunning new flooring, a spa-inspired bathroom with a jetted tub, private access to the backyard, and large, sun-drenched windows that bring the outside in. Head upstairs to discover three additional spacious bedrooms, along with a movie room that is currently being used as a bedroom. Just imagine hosting movie nights or watching the big game in your own private theater! Don’t forget to check out the loft area, offering endless possibilities for a home office, playroom, or cozy reading nook. Recent updates include: 2022 Roof, 2024 AC, 2022 Owners Suite Renovation, 2022 Exterior Paint, 2022 Interior Paint, Wired Motion Sensors around property, Whole home water filtration system, Updated bathrooms, and so many more details throughout. Located in a prime area close to top-rated schools, shopping, dining, and easy access to major highways, this home truly has it all. What are you waiting for? Fall in love and make this stunning home yours today!
Features
- Rooms: 4
- Bedrooms: 5
- Baths: 4 full
- Lot Size: 63 x 120
- Laundry: Laundry Room
- Year Built: 2007
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,850
- Acreage: 0.17
- Lot Size: 63 x 120
- Est. Taxes: $7,339
- HOA Fee: $160 Quarterly
- Elem. School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
- MLS#: O6241338
- Days on Market: 56 days
- Website: https://www.raveis.com
/prop/O6241338/550michiganestatescircle_saintcloud_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY Phone: 407-977-7600
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
550 Michigan Estates CIRCLE, Saint Cloud, FL, 34769
$560,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $612 | $612 | $612 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,981 | $2,978 | $3,841 |
| Total Monthly Payment | $3,685 | $3,682 | $4,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388