Discover tranquility in this beautifully updated 3-bedroom, 2-bath, 1, 771+ sq. ft. home, nestled on a serene conservation lot with stunning views of Bear Creek. The spacious Florida room offers an additional year-round 264 sq. ft. of living space, heated and cooled by a new (2024) mini-split system—perfect for a home office or family room, where you can relax while taking in peaceful nature views with the privacy of no rear neighbors. No damage or flooding during the recent hurricanes! Enjoy direct access to the creek, perfect for kayaking or fishing right from your backyard. The home features hurricane-rated sliders that open from the den to a 350 sq. ft. covered, enclosed lanai with removable tinted side-by-side sliding vinyl windows and solar/insect screening, making it ideal for true indoor/outdoor entertaining. Outside, a charming shade tree with a swing invites you to relax, read, or simply enjoy the natural surroundings. There’s even enough space in the backyard to add a private pool. Plus, the mature landscaping is irrigated from the creek, saving on water costs.
In recent years, the home has undergone significant upgrades, including an all-new kitchen with quartz countertops, new appliances, a newer AC system, waterproof luxury vinyl plank flooring throughout (tile in wet areas), a new walk-in pantry, and an eat-in kitchen island. Hurricane-rated pass-through kitchen windows to the lanai provide a view of the water. Additional features include a whole-house water softener and a convenient inside laundry room with extra storage and a utility sink. UVA-tinted solar screens in all three bedrooms and the Florida room provide extra comfort and energy savings.
This home is a perfect retreat from the hustle and bustle, offering peaceful living and natural beauty, while still being close to all the conveniences you need. The inviting front porch is the perfect spot to enjoy your morning coffee. The split floor plan features a spacious living room, large bedrooms with generously sized closets, updated bathrooms, and bonus rooms.
Located in the desirable Beacon Woods Village, this home is just minutes from shopping, dining, the public library, Salt Springs State Park, and Hudson Beach with its public boat ramp and easy Gulf access. An 18-hole public championship golf course winds through Beacon Woods. The Beacon Woods community amenities include a large, heated swimming pool; tennis, pickleball, and basketball courts; a pool table; an exercise room with dressing rooms and showers; a playground; shaded picnic grounds, and more. The community also offers an auditorium with a kitchen that can be rented by residents for private events. The low annual HOA fee for 2024 is $340.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,570 | $283,570 | $283,570 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,885 | $2,412 |
Total Monthly Payment | $2,175 | $2,126 | $2,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.