No storm or flood damage from Helene or Milton! NO flood insurance requirement, Non-Evac Zone, no HOA, no CDD and tons of energy efficient upgrades equals cost savings AND peace of mind! Welcome to this beautifully updated 3 bedroom, 1. 5 bathroom block home which is located in a quiet neighborhood just minutes from the Clearwater Country Club and world famous Clearwater Beach. The home boasts fresh interior and exterior paint, beautiful large format wood plank style tile flooring throughout the common spaces and newer carpet in the bedrooms. The modern kitchen features light shaker style cabinets, quartz countertops, a stylish marble-style backsplash and sleek stainless steel appliances. The bathrooms have been thoughtfully updated with new vanities, toilets, and tub surround. The master bedroom offers a generous walk-in closet for ample storage. In addition to the open concept living room and dining room, there is a large family room off the kitchen which opens up to the covered back porch and large fully fenced back yard. Additional updates to the home (in 2023) include HVAC unit, hurricane-rated windows, exterior garage door, garage side door, electrical panel and roof, making it a true turn-key opportunity. Book your private showing before this home is gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $550 | $550 | $550 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,887 | $2,885 | $3,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.