Adorable and affordable Grandma's house on 1. 2 private acres. Great solid home on beautiful property in wonderful neighborhood being sold like an estate AS IS only because sellers have limited knowledge of the condition. Such a rare opportunity in this market to get a good return on your investment. Really nice hardwood floors throughout will shine with a refinish. Bright, open floor plan. Huge unfinished walk-out basement with great potential. Charming breezeway between house and detached garage. Beautiful mature wooded property with privacy, wonderful neighborhood, and fantastic location make this one a must see. Ideal central location close to shopping, schools, restaurants, Metro-North and all commuter routes. Priced to sell. . . May qualify for CONV but Cash or CONV Rehab best options. Seller requesting best & highest by Wed 7-3-24 @ 7pm
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $253,600 | $253,600 | $253,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $676 | $676 | $676 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,541 | $2,004 |
Total Monthly Payment | $2,333 | $2,292 | $2,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.