Dream Home for Boat Lovers on a Deep Draft Canal Welcome to your waterfront oasis! This stunning expanded ranch features 3 bedrooms and 2 baths, and is ideally located on a quiet dead-end street. With dock access in the backyard, it's the perfect retreat for boat enthusiasts. Step inside to discover beautiful wood floors throughout the space. The inviting living room features a gas fireplace and a charming bay window, creating a warm and cozy atmosphere. The primary suite is your private getaway, boasting its own heat zone and a full bath for ultimate convenience. French doors lead you from the living room into a bright kitchen adorned with two skylights, adding natural light to the culinary space. Adjacent is a utility/laundry room equipped with a gas dryer that leads to a flexible bonus room-perfect as a gym, guest room, or game room. At the rear of the home, follow the French doors into a spacious formal dining area and den with a wall of windows offering southern exposure and beautiful views of the canal and creek. Sliding doors take you out to a generous 10 x 40 almost maintenance-free trek deck, complete with a roll-up awning and a gas BBQ fed by its own natural gas line-perfect for outdoor entertaining. This property features 60 feet of navy bulkhead along the canal, providing quick access to Gaylord Creek and the Great South Bay just minutes away. Along the bulkhead display your pride with your Yard Arm. Additional amenities include a new natural gas central air conditioning system (2023), a new roof and owned solar panels (2022), a smart thermostat, a tri-fuel manual generator, and a spacious 6-car driveway. Raised 8 feet in 2012, the home features 1, 600 square feet of indoor garage storage and two garage doors, including a rear yard access door, this home is designed for ultimate convenience. Don't miss this opportunity to own a slice of paradise-schedule your showing today!
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$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,289 | $1,289 | $1,289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,723 |
Total Monthly Payment | $5,201 | $5,103 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.