Here is the charming Upstate farmhouse you've been waiting for. Situated on 5. 09 acres of bucolic terrain just minutes from the village of Red Hook, you can truly have it all! Set back off the road, a charming front porch greets you as you walk into an eat-in kitchen with gleaming hardwood floors, gas stove with range, and plenty of cabinet space. Off the kitchen is bonus room overlooking the scenic backyard- perfect for an office or playroom as well as separate laundry room with abundance of closet space for storage. The spacious living room guides you to a first-floor bedroom with en suite and a separate Sunroom to enjoy outside in all weather! Upstairs are 2 bedrooms and full bathroom. This home has an array of charming details that make it one of a kind while also having modern updates including new furnace, Central A/C, charcoal water filter and updated electrical system. Nothing to do but move in and enjoy country life while still just being minutes away from Red Hook Village, Taghkanic State parkway, farms, breweries, and everything wonderful the Hudson Valley has to offer. Additional 4. 98 Acres Bordering Property is also for sale.
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,276 | $3,273 | $4,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.