Welcome to this exceptionally well maintained home located conveniently on the Exeter / North Kingstown line with easy access to Rt. 4, area beaches, TG Green, Amtrak, area shopping and so much more. Tucked into a quiet neighborhood, the home is located on a spacious 14, 700 lot, with parking for 6 cars in the driveway plus a 1 car garage. Enter through the front door and notice the welcoming open floor plan with dining room, eat-in kitchen and family room flowing nicely to one another. Off the kitchen is a door to the back deck and flat, private back yard with shed. The primary suite offers tremendous space and has a nicely appointed half bath. The two other bedrooms share the full bath. Head downstairs to a beautifully finished movie room with wood burning stove, tremendous storage / potential for additional living space, laundry and more. All situated in the well rated Exeter/West Greenwich school system. Recent improvements include a new well tank, well pump, water filtration system, new hot water tank and recently paved driveway. Additional improvements include young roof, young heat pump/central air system, and exterior paint. Neat as a pin and turnkey - nothing to do but drop your bags!
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,813 | $3,569 |
Total Monthly Payment | $3,289 | $3,286 | $4,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.