The Best Deal in the Shores!! 4 Bed 2 Bath 1600+ sq ft for $200 a sq ft!! Modern updates in this well-maintained 4-bedroom, 2-bathroom home with a large versatile non-conforming 4th bedroom, office, or hobby space. Nestled in the peaceful and picturesque Saint Augustine Shores neighborhood, this move-in ready gem offers everything you need for easy living and low maintenance. Step into a spacious and inviting interior, beautifully modernized with: - A Beautiful Kitchen Remodel (2020): Enjoy cooking in style with granite countertops and solid wood cabinets. - A New Roof (2021): Protect your investment with a roof designed to last. - Upgraded Electrical (2022): Including a new 200-amp breaker panel, all-new switches & outlets, and in-ceiling lighting. - New A/C and Air Handler (2023): Stay cool and comfortable year-round. - Luxury Vinyl Flooring (2019): Elegant and durable flooring throughout. - Updated Plumbing: PEX in bathrooms and new shutoff valves at all sinks for peace of mind. - Freshly Painted Interior & Exterior (2024): A fresh, clean look inside and out. The home’s fully fenced backyard offers privacy and plenty of space for outdoor living, and pet friendly while the attached workshop is perfect for DIY projects or additional storage. Located in a quiet side of the shores. Sidewalk-lined street is just a 2-minute walk to the scenic trails, lakes, and the frisbee golf course. And only a few minutes’ drive to top-notch community amenities like the swimming pool, fishing dock, clubhouse, golf course, and park. With affordable holding costs, low insurance, and an HOA fee of just $32. 75 per month, this home combines value with convenience. Enjoy easy access to local shopping centers just 3 minutes away, pristine beaches within a 15-minute drive, and quick connectivity to I-95. Whether you’re looking for a cozy full-time residence or a profitable rental property, this home is an exceptional find. Don’t miss your chance – schedule a viewing today and secure this deal from a motivated seller!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,707 | $2,192 |
Total Monthly Payment | $1,929 | $1,907 | $2,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.