198 Carpenter Road, Scituate, RI, 02825 | $499,900

If you've been looking for a picturesque and peaceful country road as a backdrop for your farming, automotive, or craftsperson interests- then you've found the perfect home and workshop! This two bedroom home has capability for expansion with a 3 bedroom septic system, and is perfect for the buyer looking for the ease of living that a single level Ranch provides. Hardwoods throughout, laundry on main level, a comfortable sized deck off of the kitchen, and cozy wood burning insert for those cooler nights to come. . . AND get this. . a 1750 sqft garage with all the space you'll need for your trucks, cars, or equipment. This utility space is truly as convenient as it can be, with the access adjacent to the home. A loft and multiple rooms come in handy for storage and other mechanical and car enthusiast needs. The property is 2 acres of gentle rolling landscape, much of it cleared, providing for many agricultural uses and opportunities. What a gorgeous setting and a fantastic opportunity to live in Scituate, one of Rhode Island's most beautiful rural yet convenient spots!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1940
  • Garage: 6-car Detached,Garage
  • Heating: Forced Air,Oil
  • Cooling: None
  • Basement: Exterior Entry,Interior Entry,Partial,Unfinished
  • Approx Sq. Feet: 832
  • Acreage: 2
  • Est. Taxes: $5,034
  • Lot Desc: Wooded
  • Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
  • MLS#: 1368434
  • Website: https://www.raveis.com
    /prop/1368434/198carpenterroad_scituate_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Noonan/Lombardi, REALTORS   Phone: 401-580-8672

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

198 Carpenter Road, Scituate, RI, 02825

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $420 $420 $420
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,728 $2,658 $3,373
Total Monthly Payment $3,223 $3,153 $3,868

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.