LOCATION, LOCATION, LOCATION! This clean and spacious 4 bedroom, 2 car garage, 2 1/2 bath colonial is nestled in one of Southern Enfield's most sought after neighborhoods. Special features a 240 sq ft 3 season sunroom overlooking a super private back yard and deck, also 2 fireplaces, large kitchen with breakfast bar and dining area overlooking a front to back family room with a fireplace and bay window, builtins and a window seat. There is a sunfilled separate formal living room with the second fireplace and hardwood floors. The thermal windows are approximately 10 years old, the electrical panel 2-3 years, and the hot water heater around 4 years old. Sweat equity to be found here with some updates and finishes, priced to sell. Seller prefers an "as is" sale. The preferred closing date is the first week of November. Conventional mortgage or cash transaction only as there is some chipping peeling paint on the deck and on the wood exterior trim.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Den | Wall/Wall Carpet | Lower |
Family Room | Fireplace,Wall/Wall Carpet | Main |
Formal Dining Room | Hardwood Floor | Main |
Kitchen | Breakfast Bar,Ceiling Fan,Eating Space | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Lower | |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,801 | $1,755 | $2,246 |
Total Monthly Payment | $2,428 | $2,382 | $2,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.