How about this adorable clean and well maintained ranch with detached garage in a lovely part of north Concord? Deceivingly spacious, it is convenient to all major roads, abuts Kimball Park, is in walking distance to Horseshoe Pond, the Franklin Pierce Homestead, White Park and much more! One level living, it features a walkup attic, walkout lower level with in-law suite and public water/sewer! As you walk into the home, the screened in porch offers lots of light which carries through the home. The efficient kitchen has been well cared for, and the open dining area makes for easy meal time. The hardwood floors are just beautiful throughout the home! There are 2 bedrooms on the main level that are spacious with good sized closets. Newer double pane windows allow the beautiful breeze to flow throughout this house. The lower level has a separate craft room with built in antique "partner desk" that will convey with the home. There is a 3/4 bath on this level, with multi purpose rooms and a walk out to the fenced in yard with patio. There is an on demand Rinnai for endless warm showers and range was just replaced this month. Subject to sellers finding suitable housing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,920 | $2,497 |
Total Monthly Payment | $2,561 | $2,561 | $3,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.