For the first time in 41 years, the timeless charm of 56 Mora St in Dorchester is on the market! This 4-bedroom, 2-bathroom home offers classic charm and timeless appeal. Upon entering, you're welcomed by hardwood floors and a formal dining room with a gas fireplace and French doors, perfect for intimate gatherings. The spacious living room, featuring two bay windows, invites abundant natural light. The kitchen, complete with a walk-in pantry, opens to a fenced yard, ideal for outdoor relaxation. The second floor offers a serene primary bedroom with a private balcony, perfect for your morning coffee, along with three additional bedrooms and a full bath. A finished walk-up attic and lower level provides additional rooms suitable for a dedicated home office, workout room, or any other functional space. With off-street parking and easy access to public transportation, restaurants, and highways, this move-in-ready home is a rare gem in Dorchester.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 10.6 x 8.6 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Recessed Lighting | 14.6 x 11.3 | Second |
Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 8.7 x 11.3 | Second |
Dining Room | Flooring - Wall to Wall Carpet, French Doors, Chair Rail, Lighting - Overhead | 12.1 x 14.6 | Main,First |
Kitchen | Ceiling Fan(s), Pantry, Countertops - Paper Based, Stainless Steel Appliances, Gas Stove, Lighting - Overhead | 14.1 x 11.3 | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, French Doors | 12.2 x 20.4 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Balcony - Exterior, Exterior Access | 12.1 x 14.5 | Second |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,305 | $3,305 | $4,299 |
Total Monthly Payment | $3,770 | $3,770 | $4,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.