No damages or Flooding from the recent hurricanes. Move-in Ready!! Nestled on a spacious corner lot, this property reveals a cozy 2-bedroom, 1-bathroom home with a detached 25x20 metal garage/workshop. The back of the property is fenced, offering a secure and private haven. Upon entering, you find yourself in a comfortable living space seamlessly connected to the kitchen with modern appliances. The interior is bathed in natural light streaming through strategically placed double-pane windows, enhancing both energy efficiency and the inviting atmosphere. The two bedrooms provide cozy retreats with ample closet space, while the shared bathroom is adorned with a functional layout for maximum comfort and convenience.
Outdoors, a brief stroll takes you to the detached 25x20 metal garage/workshop—an ideal space for hobbies, DIY projects, or additional storage or parking. Its durable metal construction ensures a secure and weather-resistant environment for various activities.
The fenced back yard of property offers a private space for outdoor enjoyment, whether it's gardening, entertaining guests, or spending quality time with family and pets. Noteworthy features of the property per the owner include a newer roof installed in 2020, providing added durability and peace of mind. The electric panel was upgraded in 2021, enhancing the home's electrical infrastructure and a new Septic system in April 2022. Additionally, the property is equipped with solar power, contributing to energy efficiency and sustainability.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$218,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $174,400 | $174,400 | $174,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,160 | $1,159 | $1,495 |
Total Monthly Payment | $1,414 | $1,413 | $1,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.