One or more photo(s) has been virtually staged. Welcome to this meticulously maintained home located in Creek Preserve … A community that offers a clubhouse, pool, playground, basketball courts and is PET FRIENDLY with no number or weight restrictions! There is a low HOA and no flood zone requirement. When you approach the home, you will be welcomed by well-manicured landscaping and a covered entry that will shield your guests and packages. Inside, the home’s layout is ideal for daily living with an OPEN CONCEPT that includes the living & dining rooms and an UPDATED kitchen that includes GRANITE countertops, dove gray cabinets, tile backsplash, stainless steel appliances, coffee/wine bar space and a WALK-IN PANTRY! The breakfast bar is ideal for quick meals and entertaining! Sliders to the covered lanai offer access to the MASSIVE yard! The newly installed six-foot privacy fence has gated entry for ease of lawncare while keeping your pets and play area enclosed. There is also plenty of room for a private pool if you choose! Back inside, the primary bedroom is located in the rear of the home in this split floor plan. There is an en-suite bathroom with dual sinks, a WALK-IN SHOWER, private water closet and HUGE walk-in closet. The secondary bedrooms are generous in size and share the second full bathroom with tub/shower combination. The laundry room is located off the main hallway and offers plenty of space for storage. The TWO CAR GARAGE allows for vehicle other storage needs. Additional updates and features include Roof (2021), HVAC (2021), hot water heater (2021), appliances (2021), hurricane shutters, nuetral pallet, recessed lighting and peace of mind with the newer items. This home is close to shopping, restaurants and other local attractions that include Southshore Bay Lagoon which is 5 minutes away! Tampa International Airport is 45 minutes away, 35 minutes to Downtown Tampa, 45 minutes to the #1 Rated St. Pete Beach, and an hour to St. Armands Circle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,707 | $2,705 | $3,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.