Welcome to this delightful 3-bedroom, 2-bathroom home nestled in South Lakeland! This classic block home offers 1, 935 sq. ft. of inviting living space and the convenience of no HOA fees. As you enter the home, you’re greeted by a small foyer that leads into a spacious living area, perfect for both relaxation and entertaining. To the right of the foyer, you’ll find the recently remodeled kitchen, a true highlight of the home. Featuring elegant granite countertops, crisp white cabinets with soft-close drawers, and sleek stainless steel appliances, this kitchen combines style and functionality for all your cooking needs. In addition to the three well-sized bedrooms, this home offers a versatile fourth room that can be utilized as a home office, playroom, or guest room. Two well-appointed bathrooms cater to the needs of both family members and guests. Outside, enjoy the new wooden deck—perfect for relaxing or hosting gatherings with friends and family. The beautifully landscaped garden adds a touch of tranquility, offering a private space to unwind or cultivate your green thumb. Additionally, a small detached storage shed in the backyard provides convenient space for tools, equipment, or extra storage. Located in a highly sought-after area of Lakeland, this property offers the ideal balance of peaceful residential living and easy access to local amenities, schools, and parks. With no HOA restrictions, you have the freedom to make this house your own. Don’t miss the chance to own a charming home in a prime location. Contact us today to schedule your showing and explore all that this property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,286 | $2,901 |
Total Monthly Payment | $2,769 | $2,795 | $3,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.