Enjoy the freedom of living with no HOA or CDD fees and no deed restrictions in this charming South Venice home! Enjoy a split floor plan with 2 bedrooms & 2 full bathrooms as well as a sunshine filled lanai and one car garage with brand new garage door opener. The tiled living room, dining room and kitchen flow together with a brand new stove, hood vent and dishwasher. The interior of your new home has been freshly painted with neutral colors including the walls, ceilings, doors and trim and new luxury vinyl plank flooring has been installed in the bedrooms making this home carpet free! Enjoy relaxing afternoons in the shade of the mature trees in your front yard or head to Shamrock Park, less than 1 mile away, where you can enjoy hiking and biking trails, basketball and tennis courts, a doggie walk area, playground
equipment and several picnic shelters. Home improvements include: exterior pressure cleaned 2024, luxury vinyl plank flooring in bedrooms
2024, stove, hood vent & dishwasher 2024, garage door opener 2024, New Well 2023, AC 2020, water supply pipes replaced with PEX in 2020, side garage door 2018, roof 2012. There are 13 boxes of "wood look" ceramic tile in the garage. This should be enough to finish the floors in the kitchen and hallway to match the floors in the living room and kitchen if desired. Residents of South Venice can also purchase an optional membership to the South Venice Civics Association which provides access to a private beach via a private ferry and a private boat launch. This is a gem of a home in a gem of a neighborhood!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,409 | $1,833 |
Total Monthly Payment | $1,730 | $1,730 | $2,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.