Accepted Offer with 10 backup offers. The sellers would like to thank all buyers for their bids! Welcome to a property where charm, convenience, and comfort converge in the highly desirable Somers School District. This exceptional home is making its debut in the Fall Market, with showings starting September 17, 2024. Be sure to check back on September 19, 2024, for new photos, including drone footage and floorplans that will offer a closer look at this remarkable opportunity. As you approach the residence, a long driveway ushers you into a serene setting. The thoughtful design includes two additional parking spaces at the base of the driveway, enhancing convenience and accessibility. Inside, you'll find a home that radiates warmth and elegance, reflecting the meticulous care and pride of its current owners. The newly installed Central Air Conditioning system ensures year-round comfort, while the gleaming hardwood floors add sophistication to the living spaces. The heart of the home is the stunning kitchen, which features beautiful countertops and modern appliances, including a brand-new dishwasher installed in 2024. This chef's delight is perfect for creating everything from holiday feasts to intimate dinners and is complemented by a new water softener (2021) for pristine water quality. The versatile layout includes three updated bathrooms and three spacious bedrooms, with the option to use one as a fourth bedroom to accommodate guests or serve as a home office. The finished lower level boasts its own entrance, a spacious family room, an office or potential fourth bedroom, and a full bathroom ideal for in-laws, weekend guests, or a variety of other uses. The driveway, recently redone within the last five years, enhances both convenience and curb appeal. Designed with entertaining in mind, this property is perfect for hosting family gatherings and celebrations. Financially, the residence offers excellent value: school taxes are $9, 751. 48, Town and County taxes total $2, 564. 05, leading to gross annual taxes of $12, 316. 53. With the STAR exemption of $1, 586. 49, the effective annual tax is a very favorable $10, 729. 04. A copy of the Survey and Property Condition Disclosure Statement is on file. Set in a tranquil environment, this home provides the perfect blend of seclusion and accessibility. Enjoy the private backyard where you can unwind by the fire pit, roast marshmallows, make s'mores, or simply relax with a glass of wine. Despite its serene setting, major routes like the Taconic and Route 6, along with shopping, dining, and other amenities, are just a short drive away. With all-new windows and siding replaced in 2010 and the added benefit of gas heat for cozy, cost-effective warmth, this property offers both efficiency and aesthetic appeal. As the current owners prepare to pass on the keys, they leave behind a home filled with cherished memories, ready for you to create your own. Experience the best of Westchester County living don't miss the opportunity to end the year in your new home, a true gem in a close-knit community with affordable taxes and unmatched charm. Schedule your appointment today and discover why this property is the ideal place to start your next chapter! We look forward to welcoming you.
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NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,423 |
Total Monthly Payment | $4,665 | $4,574 | $5,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.