493 STARBOARD Landing, Fernandina Beach, FL, 32034 | $1,099,000

Welcome to 493 Starboard Landing, a stunning 4-bedroom, 3. 5-bathroom home situated in the heart of Amelia Island. This home offers a seamless blend of luxury, nature, and convenience. Located just a short walk from the beach, you'll enjoy the soothing sounds of the ocean and refreshing breezes daily. The home backs up to Egan's Creek Greenway, providing picturesque views of lush greenery from your backyard. Whether you're unwinding on the spacious patio or exploring the nearby trails, this home offers both tranquility and adventure. Inside, you'll find an open floor plan with high-end coastal finishes, a gourmet kitchen with premium appliances and ample counter space, perfect for entertaining. The master suite is a private retreat with a walk-in closet and an en-suite bathroom featuring a jetted tub, walk-in shower, and double vanity. A screened-in lanai and fenced-in backyard offer indoor-outdoor living, and recent upgrades include a new roof and HVAC system for added peace of mind.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 2,575
  • Acreage: 0.32
  • Est. Taxes: $12,068
  • HOA Fee: $318 Annually
  • Lot Desc: Greenbelt, Wetlands, Wooded
  • View: Protected Preserve
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator, None
  • MLS#: 2047151
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /eprop/2047151/493starboardlanding_fernandinabeach_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

493 STARBOARD Landing, Fernandina Beach, FL, 32034

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $1,006 $1,006 $1,006
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,630 $5,702 $7,719
Total Monthly Payment $6,761 $6,833 $8,850

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.