Meticulous Shearwater home is ready for its next family. Beautiful 4 BR /3. 5 BA/ 3 car + Bonus home has been lovingly maintained & thoughtfully upgraded. An oversized front porch welcomes you home and an open floor plan overlooks a beautiful fenced backyard, covered patio with phantom screens, outdoor kitchen and large paver deck for entertaining and/or a sports court. Chefs kitchen offers a large California bar, quartz countertops, double oven, gas stove, white cabinets, tile backsplash, stainless appliances, butler's pantry, reverse osmosis system and finally: a huge traditional pantry.
Wood look floors throughout main living areas, Lots of wood trim to include custom built ins, shiplap and cedar roof on porch; large primary suite with preserve views offers custom closet and large bathroom; 3 additional bedrooms upstairs, one w/ ensuite bath; High utilities are thing of the past as this home includes solar panels! Home is in pristine condition! Shearwater sets the standard for resort-style living, with amenities that cater to every interest and age group. Residents can enjoy multiple pools, a lazy river, an impressive fitness center, tennis courts, a kayak launch, and over 15 miles of trails. The community also offers a dog park, garden, sports fields, and the anticipation of Trout Creek Academy, St. Johns County's newest K-8 school, opening in Fall 2024.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $614 | $614 | $614 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,589 | $3,495 | $4,546 |
Total Monthly Payment | $4,295 | $4,201 | $5,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.