431 South Benson Road, Fairfield (Beach), CT, 06824 | $1,085,000

Location, location! Enjoy life at the beach on one of Fairfield's most sought-after streets. Watch the fireworks, the Memorial Day Parade, kayak, relax on the beach. Uniquely located on a corner lot abutting a private cul-de-sac, this over-sized . 34 acre property offers a special blend of vintage, timeless design and newer expansion and improvements. ROOM FOR POOL - confirm location with zoning. With high ceilings and a wrap-around front porch, the home retains its historic charm while featuring a newer roof and windows for added comfort and efficiency. This spacious home also provides a rare opportunity for the first floor office suite to be converted to a first-floor primary suite or in-law suite, a rare find in the beach area. Alternatively, see Option 2 configuration to make a stunning open floor plan with kitchen open to Great Room, including adjacent office, pantry. . . Take advantage of the prime location, walk to South Benson Marina, Sand Castle Park, Jennings Beach, and Town Center. Close to highways and train station. With multi-million dollar homes along the block, you can restyle to your heart's content. Sun-filled, high ceilings, third floor walk-up attic (potential expansion), generously sized rooms, flexible first floor suite of offices or primary bedroom suite and unbeatable beach area location makes this home a don't miss opportunity. UPDATES: 2nd floor addition (2005)Windows (2014)2nd floor bath (2016)Wrap around porch (2016) Asphalt shingle roof (2017) Want new construction - this is a perfect opportunity to cut your work and timetable in half. Restyle the current home and add your personal decor stamp - even add a pool! Surrounded by homes recently sold over $2. 2 Million. Flood insurance is under $2k. Pool site should be confirmed with zoning. The right side of the home flanks the private lane, Peter's Court.

Features

  • Town: Fairfield
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1890
  • Garage: 2-car Detached Garage
  • Heating: Hot Air
  • Cooling: None
  • Basement: Crawl Space
  • Above Grade Approx. Sq. Feet: 3,441
  • Acreage: 0.34
  • Est. Taxes: $17,806
  • Lot Desc: Corner Lot,Level Lot
  • Elem. School: Roger Sherman
  • Middle School: Roger Ludlowe
  • High School: Fairfield Ludlowe
  • Appliances: Oven/Range,Dishwasher
  • MLS#: 24045787
  • Days on Market: 40 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24045787/431southbensonroad_fairfield_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 9 ft+ Ceilings10.0 x 12.0Upper
Bedroom 2 9 ft+ Ceilings13.0 x 11.0Upper
Bedroom 3 9 ft+ Ceilings11.0 x 12.0Upper
Den 9 ft+ Ceilings16.0 x 12.0Main
Dining Room 9 ft+ Ceilings,Hardwood Floor11.0 x 12.0Main
Eat-In Kitchen 9 ft+ Ceilings,Breakfast Bar,Breakfast Nook,French Doors26.0 x 13.0Main
Living Room 9 ft+ Ceilings,Hardwood Floor15.0 x 14.0Main
Office 9 ft+ Ceilings11.0 x 9.0Main
Primary BR Suite 9 ft+ Ceilings,Full Bath,Walk-In Closet16.0 x 13.0Upper
Studio Apt Main
Study 9 ft+ Ceilings,Wall/Wall Carpet20.0 x 13.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Denise Walsh - The Denise Walsh TeamSales Vice President

203.650.1583

Denise.Walsh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

431 South Benson Road, Fairfield (Beach), CT, 06824

$1,085,000

Denise Walsh - The Denise Walsh Team

Sales Vice President

William Raveis Real Estate

Phone: 203.650.1583

Denise.Walsh@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $868,000 $868,000 $868,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.474% 6.036%
Monthly Tax Payment $1,484 $1,484 $1,484
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,928 $5,415 $7,266
Total Monthly Payment $6,537 $7,024 $8,875

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.