A charming retreat nestled on a beautifully landscaped lot with deeded beach rights to Buck's Pond. This delightful home offers updated, cozy living spaces and amazing outdoor areas perfect for entertaining. Inside, discover a bright and inviting floor plan features a warm living room with center fireplace leading to a well-appointed kitchen with white cabinetry. Adjacent to the kitchen, the sun-filled dining room boasts a cathedral ceiling and sliders that lead to the deck, creating a perfect space for gatherings. Both bedrooms are conveniently located on the first floor, along with a full bathroom. The nicely finished lower level offers additional living space, including a versatile living area, a laundry room, and an additional full bathroom. Outside, the property truly shines with multiple areas to relax or entertain. Choose from the deck, the firepit seating area, the dining area, or a cozy spot for your hammock. An outdoor shower is a must after a day lounging by the pond, which is just a short stroll away. Red River Beach is also a quick 3-mile drive from your doorstep. This home combines the best of coastal area living with modern conveniences.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 14.0 x 18.4 | First | |
Dining Room | Door(s): Sliding | 14.0 x 18.4 | First |
Kitchen | 14.0 x 18.4 | First | |
Living Room | Fireplace(s): Gas | 14.0 x 18.4 | First |
Master Bedroom | 14.0 x 18.4 | First |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,544 | $3,544 | $4,609 |
Total Monthly Payment | $3,986 | $3,986 | $5,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.