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45 Ridge Road, Beaufort, SC, 29907 | $1,070,000
Discover the serenity of coastal living in this immaculate home nestled on Ridge Rd. on Cat Island. Located on a scenic tidal creek, this property is a nature lover's paradise. The open floor plan is bathed in natural light, with large windows showcasing panoramic views of the creek and surrounding marshlands. Modern amenities blend seamlessly with the charming, laid-back coastal vibe, creating a warm and inviting space. Step outside beyond the spacious screened porch to enjoy the expansive outdoor area, perfect for taking in the coastal breezes, or head down to the water to launch your kayak or paddleboard. Cat Island offers a peaceful, secluded environment while still being conveniently located only ten minutes to downtown Beaufort. This lightly lived in home comes complete with impact glass windows and doors (which can reduce your insurance costs!), a whole home generator that will run the HVAC in the case of a power outage, and a 2024 LG washer and dryer. Possibility to finish the room above the garage for additional private space. No dock possible with this property. Don't miss out on this unique opportunity! Club membership required for use of club amenities. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
Features
- Amenities: Pickleball, Tennis Court(s), Golf, Pool, Clubhouse, Walking Trail
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Development: Ladys Island
- Year Built: 2019
- Garage: 2 Bay Detached
- Heating: Heat Pump
- Cooling: Heat Pump
- Basement: No
- Approx Sq. Feet: 1,932
- Acreage: 0.4
- HOA Fee: $930 Annually
- Water Front: Yes
- Appliances: Auto/Gar/Opener, Cable TV/Available, Ceiling Fan, Dishwasher, Disposal, Dryer, Fireplace/Equipment, Gas/Oven/Range, Microwave, Refrigerator, Smoke/Heat Detector, Vent Fan, Washer
- MLS#: 186855
- Days on Market: 7 days
- Website: https://www.raveis.com
/eprop/186855/45ridgeroad_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of Lowcountry Real Estate Phone: 843-521-4200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Ridge Road, Beaufort, SC, 29907
$1,070,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $856,000 | $856,000 | $856,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,481 | $5,552 | $7,516 |
| Total Monthly Payment | $5,606 | $5,677 | $7,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484