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22-66 46th Street, Queens (Astoria), NY, 11105 | $940,000
Don't let this one pass you by! Refreshed, semi-detached brick one family home in the Ditmars section of Astoria. This move in ready home includes an oversized private backyard with well manicured lawn- ready for your next BBQ! Private 8ft wide driveway offers off-street parking for multiple vehicles. The interior features two bedrooms, living room, eat in kitchen, updated full bath on the first floor and newly refinished hardwood floors. The lower level is finished and features full height ceilings, windows to the garden, and an additional bath + laundry room and storage. This space would work beautifully as a playroom, studio or home office and includes a private exit to the rear yard. The yard is your perfect private garden oasis, extremely sunny and surrounded by low rise buildings to the south, east and west. With low carrying costs and taxes at only ~$7300/year, monthlies are lower than many nearby condos. This home represents a wonderful opportunity to enter the Astoria market for a first time home buyer, those looking to downsize to one level living or a turn-key investment. Located off Ditmars Blvd, enjoy Astoria's eclectic restaurant culture, exciting nightlife, and opportunities for outdoor recreation, much of which is walkable from this home. This home doesn't require a large capital investment for renovations or updating after closing- move right in!
Features
- Town: Queens
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: Townhouse
- Year Built: 1950
- Heating: Natural Gas, Baseboard
- Cooling: None
- Basement: Finished, Full
- Acreage: 0.07
- Est. Taxes: $7,430
- Lot Desc: Level, Near Public Transit
- Elem. School: Ps 2 Alfred Zimberg
- Middle School: Ps 84 Steinway
- High School: Long Island City High School
- School District: Community District 30
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: 3578390
- Days on Market: 53 days
- Website: https://www.raveis.com
/prop/3578390/226646thstreet_queens_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22-66 46th Street, Queens (Astoria), NY, 11105
$940,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $752,000 | $752,000 | $752,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $619 | $619 | $619 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,270 | $4,692 | $6,295 |
| Total Monthly Payment | $4,981 | $5,403 | $7,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535