This ARTHUR RUTENBERG home makes quite an impression as you look out to the shimmering pool and a stunning 180 degree view of the lake. The home is newly remodeled with an updated pool, new outdoor kitchen, wet bar, separate in-law bath, murphy bed in the den, and custom designed storage and flooring in the garage. The split plan offers a spacious master suite with TWO WALK-IN CLOSETS and an updated bath. The office/guest bedroom includes a brand new built-in Murphy Bed (queen) with bookshelves and plantation shutters. The UPDATED KITCHEN has granite countertops and custom wood cabinetry opening up to a sunny breakfast room with aquarium glass windows overlooking the pool. The kitchen appliances are all less then 2 years old. The large family room showcases soaring ceilings with many windows maximizing the natural light and also includes a fireplace and wet bar. The remodeled mother-in-law en-suite features two large bedrooms and full bath which is completely separate from the other bedrooms and can be closed off with a pocket door. The 3rd bath can be accessed from the pool, so no dripping water through the house. The laundry room includes a new washer and dryer. The remodeled pool has a large deck, patio and a new custom outdoor kitchen. There are 3 sets of sliders with new automated blinds. Also included is an oversized 2-car garage with new flooring and built-in storage cabinets. A newer barrel tile roof (2016) and HVAC (2016) and (2022), complete the picture of this truly fine home. Deer Creek on Palmer Ranch is a well maintained gated community with mature landscaping, preserve areas and a multitude of lovely lakes, offering 24-hour security, well-kept custom homes, an active social calendar and close proximity to shopping, entertainment, dining, the Legacy Trail and world-renowned Siesta Key Beach.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,994 | $5,059 | $6,848 |
Total Monthly Payment | $5,795 | $5,860 | $7,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.