Welcome to Waterside Vista, a stunning single-story home located in Saint Cloud, beautifully positioned along the canal connecting Ajay Lake and Fells Cove. This expansive 4-bedroom, 3-bathroom residence spans 2, 883 square feet and sits on over half an acre. As you step into the foyer, you'll be greeted by an open floor plan, high ceilings adorned with crown molding, and elegant neutral tones throughout. The living area boasts a semi-traditional dining room, a cozy breakfast nook, and a split floor plan, creating an inviting space for both relaxation and entertainment. The kitchen, perfectly situated between the living space and breakfast nook, is a chef's dream. It features stainless steel appliances, a gas range, dual built-in ovens, an oversized stone island, and a spacious pantry. The Primary Quarters are on the left side of the home, offering an immense amount of privacy. The primary bedroom has vaulted ceilings, private access to the rear patio, an oversized walk-in closet, and an ensuite bathroom complete with a soaking tub, walk-in shower, and dual vanities. On the right side of the home, you'll find three additional large bedrooms, each with walk-in closets, two additional bathrooms, a bonus room, and a large laundry room. Outside, the private patio is perfect for relaxing and grilling, while the fenced-in backyard offers canal-side views and ample space for outdoor activities. Waterside Vista Community also includes its own private dock, perfect for boating, wakeboarding, and other water sports. Waterside Vista Lane is more than just a home; it's a lifestyle. Welcome home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,840 | $3,785 | $4,995 |
Total Monthly Payment | $4,514 | $4,459 | $5,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.