Welcome to Babylon Village 4 bedroom, 2. 5 bath split-level home located in the desirable presidential section of Babylon! This home features a warm and welcoming front porch, leading to the Living Room with a bay style window, hardwood floors, wood-burning stove and coat closet in the entry. The Dining Room features a greenhouse style window leading to the spacious addition for a step down den with Fieldstone fireplace, vaulted ceilings, 2 skylights, and exit to the lush gardens in the backyard. Eat-in Kitchen has updated stainless steel appliances and leads to the entrance to the garage and utility room with washer dryer and heating system. All bedrooms are spacious with spacious closets! The primary bedroom on the 3rd level features an updated full bath, and ductless AC unit. Walk-in closet in the hallway for primary bedroom. The 4th Bedroom also has a spacious walk-in closet. Special features are back deck and cement patio surrounded by mature perennials & landscape, CAC, updated electric, attic fan and pull down attic stairs in the hallway. Backyard is fenced! Double driveway! Enjoy all Babylon Village amenities, private trash pickup, Village pool, Argyle Park, Argyle Gazebo Summer Concerts, Shops Restaurants, Municipal Boat Slip, Village Golf Course and Babylon Town Beaches! And Babylon Village Schools! LIRR! And. . . Blocks away from the beautiful and serene Southard pond park! A 7-acre park with beautiful pond and trails leading to Belmont Lake!
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,432 | $1,432 | $1,432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,060 |
Total Monthly Payment | $5,617 | $5,512 | $6,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.