THIS HOME QUALIFIES FOR USDA NO DOWN PAYMENT PROGRAM. Less than 2 years old, this 3 bedroom, 2 bath home boasts an open floor plan & perfect blend of comfortable living. As you step through the front door, a welcoming foyer greets you, flanked by a spacious dining room on one side and a convenient coat closet on the other. The carpeted master bedroom is on the left & includes the master bath, which is equipped with double vanity sinks, a granite countertop, a garden tub/shower combo & an ample walk-in closet. The heart of the home is the beautifully appointed kitchen featuring 36" upper custom wood cabinets, with cabinet crown molding and granite countertops, a glass-top range, refrigerator, dishwasher, disposal, microwave, and a OneTouch gooseneck faucet. This chef's dream space flows seamlessly into the generous living room, perfect for entertaining or simply unwinding. Step out onto the lanai from the living room and savor the tranquil outdoor setting. On the opposite side of the home, you'll find two cozy guest bedrooms, both carpeted for comfort, sharing a full bathroom with a granite vanity and tub/shower combination. The home is designed for modern convenience with 10-foot ceilings, 5 ¼” baseboards, 5-panel doors, and durable ceramic tile throughout the living and wet areas. Additional highlights include a laundry room just off the kitchen, leading to a spacious 2-car garage, a Carrier 15 SEER air conditioning system, and a built-in pest control system. Low quarterly HOA fees include basic cable. Centrally located between US 19 and the Sun Coast Expressway, this home is perfectly positioned to enjoy the conveniences and growth of the surrounding area.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $282,000 | $282,000 | $282,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,924 | $1,874 | $2,399 |
Total Monthly Payment | $2,270 | $2,220 | $2,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.