NO FLOODING OR DAMAGE.
Nestled in the heart of St. Petersburg, this charming 2-bedroom, 1-bathroom house offers the perfect blend of cozy comfort and convenient location. The exterior showcases classic Florida charm with its inviting covered front entry. Stepping inside, you'll immediately notice the warm and welcoming ambiance created by the abundant natural light and tasteful colors.
The living area features an open floor plan with a spacious, airy feel, perfect for relaxing or entertaining. The living room flows seamlessly into the dining/kitchen area, which is ideal for intimate dinners or casual meals. The kitchen with white appliances and newer counter tops, is both functional and stylish, featuring charming details.
Both bedrooms are generously sized and offer nice sized closet space. The bathroom has been thoughtfully updated with contemporary fixtures and a serene, spa-like atmosphere and tilework.
One of the standout features of this property is its large corner lot and proximity to downtown St. Petersburg, offering easy access to local shops, restaurants, and cultural attractions. Plus, the Pinellas Trail is just minutes away, providing a fantastic opportunity for bike rides or leisurely walks through picturesque scenery.
Outside, the backyard offers a nice space perfect for enjoying your morning coffee or hosting small gatherings. With its ideal location and delightful features, this home is a wonderful haven for those seeking a blend of urban convenience and tranquil charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,587 | $1,571 | $1,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.