**Elegant, modern, and effortlessly livable—welcome home! ** If you’re seeking the perfect combination of style and location, this is the one that will make you say, *“WELCOME HOME!”* Recently refreshed with a brand-new exterior paint job, this **2018-built home** sparkles like a gem and boasts energy efficiency with its paid in full …. ** solar power system**, meaning you'll enjoy year-round comfort with little to no electric bill.
This 4-bedroom, 3-bath residence with a FLEX ROOM or could be an office or 5th bedroom, crafted by Ryan Homes, reflects impeccable quality, with construction standards that is built to withstand Florida's weather, it’s designed to wind code and elevated for added flood protection. The interior is just as impressive, featuring a tray ceiling, built-in speakers, ceramic tile flooring throughout the living areas and a spacious screened in lanai for all your outside entertainment. The 2nd bedroom has its own private bath making it ideal for an In-Law suite. The 3-car garage includes storage racks on the ceiling and utility sink, offering both convenience and functionality.
Located in the desirable Sanford/Lake Mary area, close to Sanford’s Historic Downtown area and short trip to the beaches. While this home is away from the hustle and bustle of city living, it is conveniently positioned to local shopping, dining, and recreational activities, with easy access to the airport and major highways. The **Kensington Reserve community** enhances your lifestyle with resort-style amenities, including a sparkling pool, a pool house with a rentable party room, and a playground—all within a gated, monitored neighborhood with **affordable HOA dues**. The home backs up to a privacy-enhancing retaining wall and offers quick, easy access in and out of the community.
Why wait to build when this **move-in ready** home is waiting for you? Schedule your showing today—don’t miss out!
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,625 | $2,625 | $3,414 |
Total Monthly Payment | $3,114 | $3,114 | $3,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.