Storm-Resilient Townhome with No Flooding or Damage and MOVE-IN-READY! Look no further and welcome to this 2 bedroom 1. 5 bath corner unit townhouse conveniently located at 147 114th Ter NE #147, in the heart of St Petersburg off 4th St N. The well-maintained community of Windward Pointe presents a MAINTENANCE FREE LIFESTYLE and easy commuting across the Tampa Bay Area via 275 or Gandy. Introducing a cozy two-story townhome complete with a fabulous and rare white brick Electric Fireplace, with a wood mantel in the living room, a relaxing rear patio and tasteful updates throughout, ample storage and no carpet. Truly turnkey with neutral colors, keyless entry, Nest Thermostat, granite in the kitchen and full bathroom, stainless steel appliances, stylish backsplash, white cabinets, a breakfast bar along with a dining and living room combo leading to french doors to enjoy your large screened and vinyl enclosed back patio for ultimate privacy yet easy to access the beautiful neighborhood and shared backyard oasis to enjoy the sunshine! Heading upstairs to the spacious and airy bedrooms with double closets, a jack and jill style bathroom to include a tub, washer, dryer with laundry closet and shelf. Yes, the washer and dryer stay with the home! HVAC ducts were recently replaced to keep it cool with the AC around 7 years of age and a sleek vanity added in the downstairs half bath. Covered assigned parking directly outside your front door with guest parking as well. This community provides poolside lounging with grills, on-site management and activities available are swimming, tennis and pickleball, soccer, gated playground and children’s pool, car wash station, club house, Boat/RV/Trailer parking with approval, open courtyards to relax or play ball, allowing very active or laid back living. The association covers your roof, water, sewer, trash, exterior and grounds maintenance, pest control plus all required building insurances. Centrally located in St Petersburg to award winning beaches, Weedon Island Preserve for your outdoor adventures, excellent culinary options, entertainment, sports, vibrant night-life, take 4th St N or head a bit south to Downtown or the gleaming St. Pete Pier, Gandy Beach or take the bridge to be in Tampa, 1-275 is near for easy access to the airports - PIE & TIA. Medical facilities and hospitals are plentiful, USF St Pete, The Dali Museum, Sunken Gardens and Firestone Grand Prix or explore the thriving arts scene and soak up the vast array of popular spots! Schedule your tour today and don’t miss the opportunity to call this slice of paradise home!
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$187,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $149,600 | $149,600 | $149,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $995 | $983 | $1,262 |
Total Monthly Payment | $1,133 | $1,121 | $1,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.