How would you like to have a home in a nice quiet neighborhood yet only a mile or two away from all the action SCC has to offer: golf, tennis, pickleball, lawn bowling, indoor and outdoor pools, large state of the art exercise room, softball field, dog park and walking trail. Our clubhouse has several rooms for individual parties and includes a cafe. There are over 150+ clubs you can join including arts and crafts of every kind. To top it off there is a large community hall with a stage for entertainment provided from outside of SCC and from our many talented residents. Within an hour's drive are the many famous white sand beaches the Gulf coast is noted for+ three professional sports teams: major league baseball, NFL football and NHL hockey. Add another half hour and enjoy Mickey Mouse and Donald Duck at Disney World in Orlando. Now, here are the features of your new home. This popular Adventure model has a completely updated kitchen with all new cabinets featuring easy soft close drawers, new counter tops with a large kitchen island, new ceiling with canned lighting and all newer appliances including W & D in the utility room. Laminated wood floors were added to the kitchen, dining area and Florida room. The two TV's convey with the home. The large 2 car garage provides extra storage space. The inside utility room provides extra storage space and a water heater replaced in October of 2018. The roof was replaced in March of 2020 with Owens Corning Synthetic 50 year rated shingles. The electric panel box was replaced in February of 2016. A newer HVAC system was added in February of 2018. The outside was completely cleaned and painted within the past few years. THESE FEATURES SHOULD PROVIDE NO PROBLEMS WITH HOMEOWNERS INSURANCE.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,845 | $1,843 | $2,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.