Discover your own personal oasis in this generously sized Harbor Isle home. Over 5, 000 sq ft of living space - 5 large bedrooms, 4. 5 baths and multiple flex spaces in this versatile floorplan. From crafting to fitness, there's room for every hobby in this customizable home. A mosaic glass front door sets the tone for this artistic home which will surely be the perfect canvas for any lifestyle. Foyer entry with grand ceilings open to the second level balcony. Formal living or dining area at the front of the home includes a woodburning fireplace. The spacious kitchen is open to the living areas and offers eat-in space, built-in glass display cabinetry, lots of working counter space with center island breakfast bar and prep sink, and a huge walk-in pantry. The first level of the home encompasses formal living and dining areas, two spacious family rooms and a bonus Florida room overlooking the backyard that is perfect for hobbies or an office. 3 first level bedrooms are tucked away on a quiet hallway. One room offers an ensuite bath, walk-in closet and French doors to the pool area. Two additional guest rooms share a hall bath with tub shower. Upstairs a loft separates the main bedroom suite from a 2nd Junior suite. The main suite encompasses over 1, 100 sq ft with a huge bathroom, large whirlpool tub, glassed walk-in shower, 2 walk-in closets, private balcony overlooking the backyard, 2nd level laundry & storage area and a 2nd staircase (spiral) providing access to the first level. The Junior suite has 2 closets, one large walk-in and a second storage closet along with an ensuite bath. Outside, enjoy the screen enclosed pool with outdoor shower, paver patio and space for an outdoor kitchen (hook-ups available). An adjacent pool bath is conveniently located off the pool and next to a 2nd laundry room. A fenced dog run is on one side of the yard and the yard behind the pool leads to the bayou located just thru the mangroves behind the home. Shallow waters behind the home lead out into beautiful open waterways near Weedon Island and eventually Tampa Bay. Located on a quiet cul-de-sac within a friendly community near the brand new Speer YMCA facility and Mangrove Bay & Cypress Links golf courses. Roof replaced 2020. Current flood ins premium is under $800/yr due to home elevation. Ask for details!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.750% | 7.038% |
Monthly Tax Payment | $999 | $999 | $999 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,702 | $5,630 | $7,780 |
Total Monthly Payment | $6,826 | $6,754 | $8,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.