Nestled on a sprawling half-acre lot within the prestigious Commack school district, this beautifully maintained 4-bedroom, 2. 5-bath colonial is surrounded by meticulously landscaped gardens, this residence boasts a sparkling swimming pool, and an entertainer's backyard perfect for summer fun and relaxation. Recent upgrades include updated windows, roof, siding, cesspool, and an updated kitchen. Step inside to find gleaming hardwood floors throughout, leading you through a spacious living room, a grand formal dining room, and a comfortable den. The eat-in kitchen is a chef's delight, featuring stainless steel appliances, ceramic tiles, Maple cabinets with ample granite countertops, and a convenient breakfast bar. The kitchen overlooks the expansive yard, offering picturesque views of the beautiful gardens. The outdoor space is a true staycation haven, featuring a fully fenced area perfect for gues , vegetable garden beds, and an inviting swimming pool. Entertain guests on the outdoor deck adjoining the house or unwind in the paved courtyard area. The pool deck provides ample space for sunbathing and hosting gatherings. This charming home shows pride of ownership & combines traditional elegance with modern upgrades, providing space and privacy for all who are home to relax. Don't miss this rare opportunity to own a piece of paradise in the heart of Commack.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,166 | $1,166 | $1,166 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,084 | $4,487 | $6,021 |
Total Monthly Payment | $5,342 | $5,745 | $7,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.