Peaceful four bedroom Idle Hour two story home in Oakdale on the Connetquot river. Serene direct west coast sunset views of the historic, picturesque, Bayard Cutting Arboretum from the backyard across the river. Brand new white kitchen perfect for entertaining with Dacor stovetop, oven, microwave and warming drawer. Taj Mahal quartzite countertops. Kitchen opens up to a den/sitting area with gas fireplace and access to the expansive stone patio. Formal dining room with beautiful brass chandelier, large living room and powder room complete the entertaining space on this level. Entire first level has radiant heat stone floors and a built in Bose speaker system. This house has two oversized primary bedroom options, the first of which is on the main level with an en suite full bathroom, slider to the patio and direct access to the laundry with brand new Samsung washer and dryer. The first bedroom on the second level has a cedar closet and another huge closet that could be turned in to an ensuite bathroom. Large middle bedroom with built ins currently used as office. Third bedroom is huge with two walk-in closets. Full bath just outside this bedroom. Bonus office space off the kitchen. Two car garage with pull down stairs for additional storage option. Cruise the river for a long boating season and dock your boat in a 40ft cut in boat slip plus173' Bulkhead. Down the river is the Idle Hour Beach Club w/swimming pools and club house membership for Idle Hour residents only. You will also have easy access to several fine culinary destinations and large Marinas, live music and fun all summer long. Oakdale is also flanked by 2 Premier Bayfront Golf Courses just minutes away. Fantastic fishing grounds, Fire Island, Sailing, Clamming, Crabbing, Canal hoping and more. Come and see this private waterfront paradise today.
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$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $2,587 | $2,587 | $2,587 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,355 | $6,982 | $9,369 |
Total Monthly Payment | $9,067 | $9,694 | $12,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.