Have you ever dreamed of living near the beautiful shores of East Lyme? Then this home is for you! Come fall in love with this newer-built townhouse with low taxes and low condo fees in the heart of Niantic at Village Crossing. This 5-room unit with 2 bedrooms and 2. 5 bathrooms has been meticulously cared for with many upgrades and built to high-efficiency Energy Star standards. The tiled entry into the mudroom amplifies "Welcome home!" When entering the main level, you will be in awe of the nine-foot ceilings. And you can't help but notice the abundance of light coming in from the double-hung and transom windows. Now enter the gourmet kitchen, and you'll find granite countertops, stainless steel appliances, custom-crafted cabinets by Fabuwood, and a walk in pantry - a chef's dream. This open-concept floor plan boasts a living and dining room with cathedral ceilings - perfect for entertaining. As if this couldn't get any better, you'll have your choice of which primary bedroom suite to call your own. As a bonus, a loft on the upper level overlooks the main level which could be used for an office, reading nook, or play area - the options are endless. At the end of the day, pass through the sliders to the composite deck to enjoy a cookout or beverage of your choice. Welcome to paradise where you're just minutes from Beaches, Restaurants, Golf Courses, Shopping, and much more. Don't miss this opportunity to make this beautiful home your own! The owners have paid off the sewer assessment of $9, 049. Additionally, they have done many upgrades such as heated and cooled two-car tandem garage; Trim package for kitchen cabinets, pulls, and under-mount lighting; Bali Blinds on Windows with Custom Two Portion Blind on Slider Doors; 2022 Toggle switch plates; 2023 New Electric Sunsetter Awning with privacy screen; 2023 New Convection Oven with Air Fryer Electric Stove; 2024 New LG Counter-depth French door Smart Refrigerator; 2024 High-End Coated Glass Shower Doors in Main Level Primary Bedroom.
Type | Description | Level |
---|---|---|
Dining Room | 2 Story Window(s),Cathedral Ceiling,Sliders,Hardwood Floor | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Pantry,Hardwood Floor | Main |
Living Room | 2 Story Window(s),Cathedral Ceiling,Ceiling Fan,Hardwood Floor | Main |
Loft | 9 ft+ Ceilings,Balcony/Deck,Hardwood Floor | Upper |
Primary BR Suite | 9 ft+ Ceilings,Bedroom Suite,Stall Shower,Hardwood Floor | Main |
Primary BR Suite | Cathedral Ceiling,Bedroom Suite,Tub w/Shower,Walk-In Closet | Upper |
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Phone: 203.980.8025
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,280 | $2,280 | $2,965 |
Total Monthly Payment | $2,760 | $2,760 | $3,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.