Discover the serenity of waterfront living with this delightful Cape-style cottage perfectly nestled on the tranquil shores of Great Pond. Built in 1972 and yes ''its original'' this charming home offers 1, 152 sq ft of finished living space, with the potential to expand even further via the walk-out lower level which features 2 windows & a door. There are 2 modest bedrooms on the 1st floor and 2 spacious bedrooms on the 2nd floor with one room enjoying a water view. Hardwood floors everywhere were discovered under the wall to wall carpeting. Whether you're looking for a cozy year-round residence or a picturesque vacation retreat, this waterfront gem promises a lifestyle of tranquility and natural beauty and could be your Cape Escape. Watch the swans and boats go by and you can access the water with a kayak or canoe. Shorewood Beach Association provides 3 water access points with kayak racks. Passed Title 5 (2011 -4 bdrm), Roof 1998, Electrical Panel 2017 200 AMP & Hot Water heater 2024. The House currently has Electric heat, however gas is available in street. Flood Insurance Primary Home $1997. 00; Secondary $2222. 00.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Wood | 13.0 x 13.0 | Second |
Bedroom 3 | Flooring: Wood | 13.0 x 13.0 | First |
Bedroom 4 | Flooring: Wood | 13.0 x 13.0 | First |
Kitchen | 13.0 x 13.0 | First | |
Living Room | Flooring: Wood | 13.0 x 13.0 | First |
Master Bedroom | Flooring: Wood | 13.0 x 13.0 | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,573 | $3,573 | $4,647 |
Total Monthly Payment | $3,994 | $3,994 | $5,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.