255 Vista Oaks WAY, Davenport, FL, 33837 | $285,000

One or more photo(s) has been virtually staged. HUGE PRICE IMPROVEMENT! Lowest priced 3 bedroom in Ridgewood Lake Villages! Enjoy the epitome of active retirement living in Del Webb Orlando's premier community, Ridgewood Lake Villages. Welcome to 255 Vista Oaks Way, a home that offers a bright, open floor plan with contemporary paint colors and warm wood flooring throughout. As you enter the foyer, you'll be greeted by a spacious living room with high ceilings and sliding glass doors leading to a screened patio, bathing the home in natural light. The kitchen boasts ceramic tile floors, ample cabinets, corian countertops, white appliances, and room for a breakfast table with French doors leading out to the porch. Adjacent to the living room, the dining room provides a perfect space for family meals. The primary suite features two walk-in closets and an ensuite bathroom with dual sinks and a shower stall. Bedrooms 2 and 3 are generously sized and share a hall bathroom. For peace of mind, the roof was replaced in 2018 and the HVAC in 2017. Ridgewood Lakes is a golf cart-friendly community with a $220 monthly High Vista HOA fee covering internet, basic cable TV, lawn mowing, and access to a 12, 000 SF private clubhouse. The $435 semi-annual Ridgewood Lakes HOA fee ensures 24x7 gated security and road maintenance. Adjacent to the 18-hole White Heron Golf Club, this 55+ community offers a heated pool, spa, fitness center, library, pub, and various organized activities, along with pickleball, tennis, bocce, and shuffleboard courts. Enjoy miles of biking and walking trails, with shopping, Disney, Universal, and Orlando entertainment nearby, plus easy access to I-4, medical facilities, airports, and the Sunrail Station. Advent Health hospital is just 3 miles away. Welcome home!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2002
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,634
  • Acreage: 0.15
  • Est. Taxes: $1,749
  • HOA Fee: $220 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8249107
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/U8249107/255vistaoaksway_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:32:07 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

255 Vista Oaks WAY, Davenport, FL, 33837

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $146 $146 $146
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,517 $1,515 $1,923
Total Monthly Payment $1,738 $1,736 $2,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.