One or more photo(s) has been virtually staged. HUGE PRICE IMPROVEMENT! Lowest priced 3 bedroom in Ridgewood Lake Villages! Enjoy the epitome of active retirement living in Del Webb Orlando's premier community, Ridgewood Lake Villages. Welcome to 255 Vista Oaks Way, a home that offers a bright, open floor plan with contemporary paint colors and warm wood flooring throughout. As you enter the foyer, you'll be greeted by a spacious living room with high ceilings and sliding glass doors leading to a screened patio, bathing the home in natural light. The kitchen boasts ceramic tile floors, ample cabinets, corian countertops, white appliances, and room for a breakfast table with French doors leading out to the porch. Adjacent to the living room, the dining room provides a perfect space for family meals. The primary suite features two walk-in closets and an ensuite bathroom with dual sinks and a shower stall. Bedrooms 2 and 3 are generously sized and share a hall bathroom. For peace of mind, the roof was replaced in 2018 and the HVAC in 2017. Ridgewood Lakes is a golf cart-friendly community with a $220 monthly High Vista HOA fee covering internet, basic cable TV, lawn mowing, and access to a 12, 000 SF private clubhouse. The $435 semi-annual Ridgewood Lakes HOA fee ensures 24x7 gated security and road maintenance. Adjacent to the 18-hole White Heron Golf Club, this 55+ community offers a heated pool, spa, fitness center, library, pub, and various organized activities, along with pickleball, tennis, bocce, and shuffleboard courts. Enjoy miles of biking and walking trails, with shopping, Disney, Universal, and Orlando entertainment nearby, plus easy access to I-4, medical facilities, airports, and the Sunrail Station. Advent Health hospital is just 3 miles away. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $1,738 | $1,736 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.