Town House style 2BR/2BA duplex condo with large yard and plenty of off-street parking located in central Plaistow! $0. 00 condo fees with only 2 units in the association make it a breeze to manage. 1354 sq ft of living space with 2BR and a full bath up, living, kitchen/dining combo, cheery sunroom overlooks the outside deck on the first floor. Pellet stove in living room and woodstove in the basement provide supplemental heat. New energy efficient windows and sunroom slider plus leased Solar Panels minimize electric requirements! Window and wall A/C units provide cooling. Updated baths and SST kitchen appliances. Huge outdoor shed for storage plus a quiet large yard overlooking private woods provide lovely outdoor spaces to enjoy gardening, playing, or simply enjoying nature. Basement laundry offers convenience. Why rent when you can own?
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,871 | $2,434 |
Total Monthly Payment | $2,381 | $2,381 | $2,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.